Before you start house hunting, get a clear vision on both your finances and your future lifestyle. This will help you prioritize your must-haves and make smarter decisions in a competitive market.
Finances:
Are you pre-approved for a mortgage?
What’s your price range?
How much do you have saved for a down payment?
Do the estimated monthly payments fit comfortably within your budget?
Have you budgeted for closing costs?
Do you have emergency savings in place?
Lifestyle Needs:
Do you need space for a future nursery or home office?
Do you need a garage, or is street parking enough?
Any special features for pets (e.g., fenced yard)?
How long do you plan to stay in this home?
Is wheelchair access or limited stairs important?
Ready to take the next step toward your dream home? Use our Mortgage Affordability Calculator to discover what’s comfortably within your reach—and move forward with clarity and confidence.
Separate your must-have essentials from nice-to-have features to search smarter, stay focused, and avoid compromise regrets.
Exterior
Needs
Single-family detached home
Semi-detached home
Town home
Condominium
Storeys (1, 2, or 3)
Fenced backyard and driveway
Garage Spaces (1, 2, or 3)
Low-maintenance landscaping
Wants
Large Lot and Yards
Swimming Pool
Aluminum siding
Enclosed front porch
Deck or patio area
Interior
Needs
Number of Bedrooms & Bathrooms
Kitchen appliances with purchase
In-unit laundry
Central air conditioning/heating
Plenty of closets/storage
Garage has indoor access
Wants
Island kitchen
Room for den or home office
Kitchen pantry/adequate cupboard space
Hardwood floors
Wood-burning Fireplace
Smart home features (thermostats, lighting)
Not Sure How to Prioritize Your Needs and Wants? Let Aaron Oosterhuis help you refine your checklist and find the right home—faster and with confidence.
Location is key when it comes to finding your dream home. The right location supports your lifestyle and long-term value.
Tips
Thoroughly explore the neighborhood by visiting at different times of day to get a true sense of its atmosphere and convenience. Research amenities, schools, transportation, and community events to ensure the location suits your lifestyle.
Stay ahead of the market—sign up for Neighborhood Buzzer to receive the latest listings in your preferred neighborhood.
Source: OREA (Ontario Real Estate Association) www.howrealtorshelp.ca
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